Business MoneyMax Account

Our MoneyMax account is a tiered Money Market Account that provides high yielding market rates, liquidity and safety. You have the flexibility of making up to six withdrawals or transfers during any statement cycle.

A minimum opening deposit of just $5,000 gets you started and you'll have the security of FDIC insurance up to the maximum amount permitted by law. Interest is calculated on your daily available balance and is credited monthly. A $12 monthly maintenance fee is assessed if the account balance falls below $5,000 on any day during the statement cycle

The tiered interest rate and the APY will depend on the daily collected balance maintained in the account as shown in our rate schedule. The interest rate and the Annual Percentage Yield (APY) on this variable rate account is determined at the discretion of the bank, and can change at any time without notice.
Simple interest is paid and compounded monthly. If you close the account before the interest is credited, you will not receive your accrued interest. We use the daily collected balance method to calculate the interest on your account. Interest begins to accrue on noncash items on the day of deposit..

Certificates of Deposits
From time to time your business may have need to invest funds for a longer period of time. You can choose certificates of deposit for terms from 30 days to 1 year at competitive rates fixed for the term of the certificate.

For larger short term investments, Hilltop Community Bank offers JUMBO CDs which require a minimum deposit of $100,000. For our current JUMBO CD offering rate, please call 908 522-0090.

Interest you earn will be added to your principal investment or transferred to your business operating account. Certificate of Deposit funds are federally insured by the FDIC.