| Borrowing made simple There's always something you need money for...a new car, a boat, college tuition, an unplanned purchase or expense. Or perhaps a vacation or an addition to the house is in order. Here are a variety of loan options to suit your particular needs. |
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Equity Loans
With an equity installment loan or equity line of credit you can convert the equity you have in your home into readily available cash. You can use that money to buy a car, improve your home, send your child to college, take a well deserved vacation, or anything else you desire.
- Home Equity Term Loan
With this fixed rate and term loan, you can borrow
a fixed amount of money to use for major purchases, additions to the
home or your children's education. Repayment terms are flexible and
can be structured to fit your budget, from 5 to 15 years. - Home Equity
Credit Line
A home equity credit line is your personal revolving line
of credit that you can access by check. With a home equity line of credit
you can make purchases with confidence, cover family emergency expenses
or pay travel expenses, without having to wait for lengthy approvals.
Home equity loans are one of the few tax-advantaged loans still available.
The interest you pay on these home-secured loans may be fully tax deductible.*
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*Please consult a tax advisor regarding your tax advantages |
Personal
Loans
Hilltop offers unsecured and secured loans for any worthwhile purpose
with up to 3 years to repay for amounts from $2,500 to $5,000
Auto
Loans
Whether you're looking to buy a new, used or off-lease automobile, Hilltop
Community Bank has a range of flexible auto loan packages at attractive
rates that will put you in
the driver's seat today.
Collateral
Loans
Borrow at our lowest rates using any of your Hilltop savings accounts
or certificates of deposit as collateral.
Overdraft
Protection
This line of credit lets you write a loan just by writing a check against
your personal checking account. It also protects you from the embarrassment
and inconvenience of accidental overdrafts and associated fees.
Apply
Today!
We've streamlined the application!
You can complete an online application
or stop by the bank. For even faster service, apply by phone 908 522-0090.
Our loan specialists will answer your questions and help you determine
which home-secured or personal loan best suits your needs.
