• Minimum opening deposit of just $100
• Direct deposit option for federal government payments, payroll deposits, and other recurring deposits to your account
• Quarterly statements include transaction information and may be combined with all your other Hilltop Community Bank accounts providing you with one easy to read statement
• $6.00 quarterly maintenance fee if account balance drops below $250 during the statement cycle

  The interest rate and APY on this variable rate tiered savings account is determined at the discretion of the bank, and can change at any time without notice. Simple interest is paid and compounded quarterly. If you close your account before the interest is credited, you will not receive your accrued interest. We use the daily balance method to calculate the interest on your account. Interest begins to accrue on noncash items on the day of deposit.

MoneyMax Account
Our MoneyMax account is a tiered Money Market Account that provides high-yielding market rates, liquidity, safety and the convenience of access to your funds by check or through any ATM. A minimum opening deposit of just $1,000 gets you started and you'll have the security of FDIC insurance up to the maximum amount permitted by law.

• Interest is compounded and credited to the account monthly
• A $12 monthly maintenance fee is assessed if the account balance falls below $2,500 on any day during the statement cycle
• No minimum deposit or withdrawal amounts
• Write up to six checks per monthly statement cycle (transactions done in person or through an Automated Teller Machine (ATM) are unlimited)
• Combined monthly statement containing information on all transactions on all of your accounts

This account is a tiered rate interest bearing account. The interest rate and the APY will depend on the daily balance maintained in the account. The interest rate and the Annual Percentage Yield (APY) on this variable rate account is determined at the discretion of the bank, and can change at any time without notice. Simple interest is paid and compounded monthly. If you close your account before the interest is credited, you will not receive your accrued interest. We use the daily balance method to calculate the interest on your account. Interest begins to accrue on noncash items on the day of deposit. You may make a combination of up to six pre-authorized debits or payment by check to third parties from your account per statement cycle. Transactions done in person or through an Automated Teller Machine (ATM) are unlimited.

Regular & IRA CDs
Available for individuals, sole proprietorships, partnerships, non-profit organizations and corporations seeking higher rates of returns for long term FDIC insured investments. Terms available for 3 month, 6 month, 9 month, 12 month, 24 month, or 36 month.

Jumbo CDs
Available for individuals, sole proprietorships, partnerships, non-profit organizations and corporations seeking higher rates of return on short term investments of $100,000 plus. Term 7 days, 30 days, 60 days, 90 days, 180 days, or 360 days.