Kidz Klub
Hilltop's Kids Club accounts may be opened by parents for their young savers up to age 12. Open a savings account with as little as $10.00 and earn quarterly interest on your balance. There is no minimum balance requirement and the account converts to the terms and conditions of our Youth Savings Account at age 13. Some additional benefits of enrolling in this honorary club are:

Youth Savings Account
Parents, grandparents, aunts, uncles or guardians can open a Youth Savings Account for young savers ages 13 - 21. Open a savings account with as little as $10.00 and earn quarterly interest on your balance. There is no minimum balance requirement and the account is exempt from service charges until reaching age 22 when it converts to the terms and conditions of our regular statement savings account.


Student Checking and Savings Plans
Hilltop Community created a financial package especially for college bound students.  It's a great way to help them achieve financial independence and prepare them for their future in the business world.

Student Checking

• No minimum balance requirement checking account
• First 150 checks free
• Unlimited check writing
• MasterCard ATM/Check Card
• Only $3.99 per month

Student Savings

• No minimum balance requirement savings account until age 22 or until no longer enrolled in a higher education degree program at which time the account becomes subject to the terms and conditions of our regular statement savings account
• Interest is paid and compounded quarterly
• Unlimited ATM* or in person withdrawals with a MasterCard ATM/Check Card

The interest rate and Annual Percentage Yield (APY) on our Kidz Klub, Youth Savings and Student Savings variable rate tiered savings accounts are determined at the discretion of the bank, and can change at any time without notice. Simple interest is paid and compounded quarterly. If you close your account before the interest is credited, you will not receive your accrued interest. We use the daily balance method to calculate the interest on your account. Interest begins to accrue on noncash items on the day of deposit.

*The owner or operator of a non-Hilltop Community Bank ATM may assess a fee against your account for using its ATM.