Money Market Accounts

Available to New Jersey Residents Only

Money Market Deposit Account

  • Minimum balance: $1,000.
  • Account earns simple interest which is credited monthly.
  • Monthly minimum balance fee if the daily balance drops below $1,000 any day of the month: $10.00
  • Overdraft Privilege limit of $500*

Interest is paid on the full balance in the account at the rate that corresponds to that deposit tier.

You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts,  or other similar transactions from your account  per statement period.

Step-Up Money Market Account

  • Minimum balance to open account: $5,000
  • Interest is compounded daily and credited monthly.
  • Monthly minimum balance fee if the daily balance drops below $5,000 any day of the month: $15.00
  • Overdraft Privilege limit of $500*

Interest is paid on the full balance in the account at the rate that corresponds to that deposit tier.

You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts,  or other similar transactions from your account  per statement period.

Business Money Market Accounts

Money Market Deposit Account

  • Minimum balance: $1,000.
  • Account earns simple interest which is credited monthly.
  • Monthly minimum balance fee if the daily balance drops below $1,000 any day of the month: $10.00
  • Overdraft Privilege limit of $500*

Interest is paid on the full balance in the account at the rate that corresponds to that deposit tier.

You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts,  or other similar transactions from your account  per statement period.

Step-Up Money Market Account

  • Minimum balance to open account: $5,000
  • Interest is compounded daily and credited monthly.
  • Monthly minimum balance fee if the daily balance drops below $5,000 any day of the month: $15.00
  • Overdraft Privilege limit of $500*

Interest is paid on the full balance in the account at the rate that corresponds to that deposit tier.

You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts,  or other similar transactions from your account  per statement period.

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*An overdraft fee of $30 will be assessed for each item paid against the Overdraft Privilege limit. Overdrawn balances must be repaid within 30 days. Overdrafts will not be paid if the Overdraft Privilege limit is exceeded, or if the account balance remains negative for more than 30 days. An overdraft may be created by check, in-person withdrawal, ATM withdrawal, or other electronic means. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.  For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.

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