News & Announcements
Welcome to Haven Savings Bank!
Never Pay Another ATM Surcharge!
Haven Savings Bank is a member of Allpoint, America's largest surcharge free ATM network. Haven cardholders now have access to over 50,000 surcharge free ATMs across the US through the Allpoint Network, including over 5,000 in the tri state area. Allpoint has ATMs located inside convenience stores, supermarkets, gas stations and other retail outlets like Target, Rite-Aid, Costco and CVS. For a list of surcharge-free ATMs and a downloadable search app for your mobile phone, visit, locator.allpointnetwork.com.
As a Haven Savings Bank cardholder, you are never required to pay a surcharge fee at Allpoint ATMs. If a surcharge screen appears during your Allpoint ATM transaction, you must enter YES as if accepting the charge and proceed with your withdrawal. Your receipt will show that you were not charged a fee for the withdrawal.
Your Haven Savings Bank Debit MasterCard has been pre-enrolled for MasterCard SecureCode, a new online security service. The next time you use your Debit Mastercard at a participating online merchant, you may be asked to confirm your identity and create a private SecureCode. Your private SecureCode offers added protection from unauthorized use of your card every time you shop at a participating online merchant. For more information or to enroll now, just click here.
There are few guarantees in life – FDIC insurance is one of them. With CDARS, you can access FDIC protection on multi-million dollar CD investments through Haven Savings Bank. CDARS can be a valuable cash management or longer-term investment tool for you.(1)
It’s one-stop shopping. With help from CDARS, you get:
• Safety – Your money can access multi-million dollar FDIC insurance coverage.
• Convenience – You work directly with us. You earn one interest rate and receive one regular statement, and one year-end tax form.
• CD-Level Rates – Your money earns CD-level returns, which may compare favorably with other investment alternatives, including Treasuries, corporate sweep accounts, and money market funds.
How does CDARS work?
We are a member of a special network. When you place a large amount with us, we can place your funds into CDs issued by other banks in the same network – in increments of less than $100,000 – so that both principal and interest are eligible for complete FDIC protection. As a result, you can receive coverage from many banks while working with just one.
What else should I know?
Now, you no longer have to spend time managing multiple bank relationships, administering various interest rates, organizing interest disbursements from various sources, or manually consolidating monthly statements. This reduces your administrative burden, especially during tax and financial reporting seasons.
Of course, your confidential account information remains protected.
Ask us about how CDARS can work for you the next time you visit one of our branches, or call us at (201) 659-3600 for more information.
(1) Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement with Haven Savings Bank. The agreement contains important information and conditions regarding the placement of funds by us.
CDARS is a registered service mark of Promontory Interfinancial Network, LLC.
To prevent unauthorized transactions to your account, we employ state of the art fraud detection monitoring software which may prevent approval of certain MasterCard® transactions at certain merchants located outside the New Jersey/New York area.
In the event that a transaction is blocked, be advised that you may always perform a pin-based transaction or ATM withdrawal to complete your purchase, or call us during normal business hours.
If you are planning an extended trip or if you travel frequently outside the area, please contact our customer service department. By informing us of your travel plans, we can take measures that will minimize any inconvenience these security features may cause.