Hilltop Community Bank Extends Deadline For Investors In Secondary Offering
April 18, 2003

Summit, N.J., Hilltop Community Bank (OTCBB: HTCB.OB), a New Jersey commercial bank, announced that its Board of Directors has extended the expiration date of its secondary stock offering from April 30, 2003 to May 12, 2003.

Mortimer J. O’Shea, President & CEO commented, “ We’re off to a good start with current shareholders and new investors taking advantage of this rights/community offering. We’ve noted some delays, however, in the delivery of the offering statement and other related material to some Hilltop shareholders who hold the Bank’s common stock through their brokers. In order to give everyone ample time to review the offering statement, we’ve taken the advice of the professionals and extended the expiration date to May 12, 2003.”

Hilltop Community Bank is a New Jersey state-chartered commercial bank which commenced operations in Summit, New Jersey on February 7, 2003. The bank has offices in Summit and Berkeley Heights and also serves the surrounding communities of Springfield, Westfield, New Providence, Mountainside, Millburn, Watchung and Warren.

This release is neither an offer to sell nor a solicitation of an offer to buy common stock, warrants or units. The offer is made only by the Offering Circular when accompanied by the stock order form. The common stock, warrants and units are not savings accounts or savings deposits, may lose value and are not insured by the Federal Deposit Insurance Corporation or any other government agency. No sale of, offer to sell or solicitation of an offer to buy the common stock, warrants or units shall be made in any state or jurisdiction in which such a sale, offer or solicitation would be unlawful.

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