Deposit Rates

 Effective: 09/23/2014
Rates subject to change without notice.
Available to New Jersey Residents Only

Certificates Of Deposit

(If any principal is withdrawn before the maturity date, a penalty will be imposed which may result in partial loss of principal.)

Account Type Interest
Rate
Annual Percentage
Yield (APY*)
Compounding   Method Min. Bal.
to Open
Min. Bal. To
Obtain APY*
3 Month CD 0.30% 0.30% Continuous $2,500 $2,500
6 Month CD 0.40% 0.40% Continuous $500   $500  
8 Month CD 0.40% 0.40% Continuous $500   $500  
9 Month CD 0.40% 0.40% Continuous $500   $500  
10 Month CD 0.40% 0.40% Continuous $500   $500  
12 Month CD 0.55% 0.55% Continuous $100 $100
15 Month CD 0.75% 0.75% Continuous $100 $100
18 Month CD 1.00% 1.00% Continuous $100 $100
24 Month CD 1.00% 1.00% Continuous $100 $100
30 Month CD 1.09% 1.10% Continuous $100 $100
36 Month CD 1.14% 1.15% Continuous $100 $100
42 Month CD 1.14% 1.15% Continuous $100 $100
5 & 10 Year CD 1.73% 1.75% Continuous $100 $100
18 Month IRA CD 0.98% 1.00% Continuous $250 $250

Checking Accounts

(The rate may change after the account is opened.  Fees may reduce earnings on the account.)

Account Type Interest
Rate
Annual Percentage
Yield (APY*)
Compounding   Method Min. Bal.
to Open
Min. Bal. To
Obtain APY*
N.O.W. Checking 0.15% 0.15% Daily $100 $100
Super N.O.W Checking 0.25% 0.25% Simple $1000 $1000

Passbook, Statement & Money Market Savings Accounts

(The rate may change after the account is opened.  Fees may reduce earnings on the account.)

Account Type Interest
Rate
Annual Percentage
Yield (APY*)
Compounding
Method
Min. Bal.
to Open
Min. Bal. To
Obtain APY*
Passbook Savings Account 0.25% 0.25% Continuous $50 $50  
Statement Savings Account:
$50 -$2,499 0.25% 0.25% Continuous $50 $50
$2,500  and up 0.25% 0.25% Continuous $50 $2,500
E-Statement Savings Account:
$0.01 -$2,499 0.25% 0.25% Continuous $2500 $0.01
$2,500  and up 0.60% 0.60% Continuous $2500 $2,500
Money Market Account 0.25% 0.25% Simple $1,000 $1,000
Step-Up Money Market:    
$5,000 -$24,999 0.25% 0.25% Daily $5,000 $5,000
$25,000 and up 0.35% 0.35% Daily $5,000 $25,000

*Annual Percentage Yield

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